The Ropner Cargo team offer versatile and innovative ways of addressing transit and other cargo related risks
We are recognised for our expertise and experience in Cargo risks in all areas of the world, handling both direct and reinsurance placements.

Cargo - Inland and Ocean
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Traditional warehouse to warehouse coverage for all cargo types, each policy incorporating bespoke wordings designed to address the exposures of each client specifically.
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Stock Throughput
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Stock Throughput combines the global / domestic transit risks of a client with their stock exposures, whether they are raw materials, semi processed or finished goods.
The insuring conditions are on ‘All Risks’ basis, in one customised policy wording that dovetails with the balance of a typical property programme.
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The advantages of a Stock Throughput policy include but are not limited to:
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- Combining stock and transit exposures could significantly reduce premiums
- One policy to cover interest through all points of activity
- Better capacity for earthquake, windstorm and flood risks
- Lower deductibles
- Policy wording enhancements reducing the need for additional insurance coverages
- Ease of policy administration
- Premium adjusted using a single trading figure
- No need for shipment or stock level reporting
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In addition to General Cargo and Stock Throughput, we can provide:
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- Project Cargo and Delay in Start-up / Advance Loss of Profits
- Warehouse Legal Liability
- Freight Forwarders Cover
- Shippers’ Interest Cover
- Cash in Transit / General Specie / Fine Art / Jewellers Block
- Contractors Equipment / Oil Field Equipment
- Motor Trade Cargo and Auto Physical Damage (MTC/APD)
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Who is our insurance for?
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- Manufacturers
- Wholesalers / Retailers
- Distributors / Importers / Exporters
- Warehousemen
- Traders
- Galleries / Dealers / Museums/Collectors
- Logistics / Transportation Companies / Hauliers
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